Small Business Checking
- $5 monthly service fee
- Offset service charges with earnings credit on average collected balances of $5,000 or more
- Up to 30 transit checks and 20 debits per statement cycle free; 15¢ per transaction thereafter
- Online banking and bill pay available
- Free eStatements
- Business debit card available
- Overdraft protection and business line of credit available*
- $50 minimum deposit to open
*Credit approval required, fees may apply.
Low Volume Business Checking
- $20 monthly service fee
- Offset service charges with earnings credit on average collected balances of $5,000 or more
- Up to 100 transit checks and 50 debits per statement cycle free; 13¢ per transaction thereafter
- Online banking and bill pay available
- Free eStatements
- Business debit card available
- Overdraft protection and business line of credit available*
- $50 minimum deposit to open
*Credit approval required, fees may apply.
Mid Volume Business Checking
- $30 monthly service fee
- Offset service charges with earnings credit on average collected balances of $5,000 or more
- Up to 175 transit checks and 75 debits per statement cycle free; 12¢ per transaction thereafter
- Online banking and bill pay available
- Free eStatements
- Business debit card available
- Overdraft protection and business line of credit available*
- $50 minimum deposit to open
*Credit approval required, fees may apply.
High Volume Business Checking
- $60 monthly service fee
- Offset service charges with earnings credit on average collected balances of $5,000 or more
- Up to 450 transit checks and 100 debits per statement cycle free; 10¢ per transaction thereafter
- Online banking and bill pay available
- Free eStatements
- Free telephone banking
- Business debit card available
- Overdraft protection and business line of credit available*
- $50 minimum deposit to open
*Credit approval required, fees may apply.
**Credit approval required, fees may apply.
Mission IOLTA Now
- Generate funds to provide civil legal services for the poor
- Available at no cost to you, your clients, or the public
- Nominal interest is pooled to fund these services rather than go toward a monthly service fee
- No minimum balance to earn interest
- Interest earned is paid to Michigan State Bar Foundation
- Online banking and bill pay available
- Free eStatements
- $50 minimum deposit to open
Mission Commercial Money Market
- Competitive tiered interest, rewarding larger balances with higher rates
- Interest compounded and paid monthly
- Better rates than regular savings
- Enjoy flexibility with enhanced access to funds
- Avoid the $10 monthly service fee by maintaining:
- $10,000 minimum daily balance, OR
- $10,000 in OMB related account balances
- Maintain access to funds via checks
- Online banking and bill pay available
- Free eStatements
- Maximize interest; free sweep from business checking or business savings
- $50 minimum deposit to open
Business Debit Cards
- Free Mastercard EMV debit card with any OMB business account
- Reduce costs of purchasing checks
- Simplify expense tracking
- Multiple cards can be issued
- Pre-set employee limits as needed
- Safer than carrying cash
- More convenient and safer than checks
- Make purchases online or in-store virtually anytime, anywhere
- Easily replaced if lost or stolen
Debit Card Alerts
- Free, secure, and easy-to-use service for OMB customers*:
- Stay on top of your debit card usage
- Reduce potential for fraud
- Avoid overdrafts
- Available as a text or email message
- Choose from a variety of real-time alerts:
- Signature alert – sent when you do not use your PIN at the register
- Add funds alert – sent when a credit is recorded using your debit card
- Funds removed alert – sent when a debit is recorded using your debit card
- Card status change alert – helps mitigate risk if a card status changes
- On-demand balance inquiry – check your account balance 24/7 by texting “BAL” to short code 58084
- Works on most devices and with most carriers
- Works with multiple cards
*Standard messaging rates may apply.
Disclosures and FAQ
Below are electronic copies of the disclosures and FAQs for OMB Alerts. Please feel free to contact us at (906) 635-9910 with any questions you may have regarding this product.
OMB Alerts Terms of Use
OMB Alerts FAQs
OMB Alerts-Basic Facts
Documentation Consent Disclosure