Personal Mission Savings
- Competitive tiered interest, rewarding larger balances with higher rates1
- Interest compounded and paid monthly
- Avoid the $2 monthly service fee by maintaining a $100 minimum daily balance2
- Automatically transfer money to your checking account to cover overdrafts
- Free online banking3
- Free eStatements
- Free telephone banking
- $50 minimum deposit to open
1Qualifying tier rate paid on entire balance.
2No minimum balance if under age 19.
3With monthly login and eStatements.
Personal Minor Savings
- Available to young savers up to 18 years old
- Competitive tiered interest, rewarding larger balances with higher rates*
- Interest compounded and paid monthly
- No monthly service fee
- No minimum balance requirements
- Establishes the importance and know-how of saving money from an early age
- Relatives can make deposits for birthdays, holidays, and other important life events
- Free online banking**
- Free eStatements
- Free telephone banking
- $50 minimum deposit to open
*Qualifying tier rate paid on entire balance.
**With monthly login and eStatements.
Mission Club Account
- Set aside little by little, year-round to reach your savings goals
- Competitive interest on entire balance
- No monthly service fee
- No minimum balance requirements
- Make deposits at any time, in any amount you feel comfortable with
- Easy automatic transfers from checking accounts available
- Choose your maturity month
- Early withdrawal will result in a penalty
- Free online banking*
- Free eStatements
- Free telephone banking
- Direct deposit available
- No minimum deposit to open
*With monthly login and eStatements.
Certificate of Deposit
- Competitive interest rates
- Variety of options available
- Provides more guarantee than other risky investments
- Variable-rate CDs also available during the term
- Set aside for future savings goals
- A wide range of terms available (from 12 months to 60 months)
- No setup or maintenance fees
- Penalties apply for early withdrawals
- Automatic renewals with 10-day grace period
- Interest compounds monthly
- Minimum deposit to open as low as $500
HSA
- HSA eligibility is subject to limitations imposed by the IRS1
- Greater personal control over healthcare management and expenses
- Prepare for qualified medical expenses
- Earn competitive interest on entire balance
- No monthly fee or minimum balance requirements
- An HSA provides triple tax savings:
- Tax deductions when you contribute to your account
- Tax-free earnings through investment
- Tax-free withdrawals for qualified medical, dental, vision expenses, and more1
- Contributions are tax-free and can be made by you, your employer, or a third party2
- Funds can be withdrawn at any time3
- Available at no additional cost
- Unused funds remain in account year after year; no "use it or lose it" policy
- Keep your HSA in your name, regardless of career or life changes
- Federally insured by FDIC
- No minimum deposit to open
1Consult a tax advisor.
2When used for qualified medical expenses. Consult a tax advisor.
3You can withdraw funds at any time for any purpose. However, if funds are withdrawn for reasons other than qualified medical expenses, the amount withdrawn is deemed taxable income, and is subject to a 10% penalty.